Mortgage Calculator

 

Buying a home is a big step! Whether you’re buying your first home, your dream home, or your tenth investment property, yours will be a big investment. We know how important this is to you. And we have an army of experts to make sure we find the perfect property for your unique circumstances. Finding the perfect property is just one way we can help you with your real estate purchase.

In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance

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Discover Your Mortgage Payment

Based on the home's sale price, the term of the loan, buyer's down payment percentage, and the loan's interest rate, this calculator can help estimate what you'll need to pay out monthly for your new home. This calculator factors in PMI (Private Mortgage Insurance) for loans with less than a 20% down payment, as well as town property taxes and its effect on the total monthly mortgage payment.

 
 
 

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Because this is our neighborhood also, we can provide you with detailed information about our communities, cities, and state. We have a clear understanding of the local market, and an excellent inventory of homes. We also have full access to our Multiple Listing Service (MLS) so you can shop online from the comfort of your own home. Make a list of the homes you want to see and we’ll tour them together.

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Charles Roe

Realty One Group

Licence # BRE01298418

Phone: (949) 370-1311