The best way to make sure you choose the right home is to properly prepare yourself. The purchase of a home is a tremendous investment, both monetarily and emotionally. The purpose of this page is to provide you with some tips to help your transaction progress smoothly and result in you being a happy homeowner.
Your home is likely to represent one of the largest investments in your life. In order to make sure the transaction goes smoothly it is of vital importance that you choose the right agent to represent your interests. The right agent will be someone whose experience and personality makes you comfortable. You should try to find an agent that is familiar and knowledgeable about the area you plan on moving to.
Get Pre Approved
Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, then discovering it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender, get the paperwork processed so you will be ready to buy once you find your perfect home.
Avoid Major Purchases
In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.
Sign Up For Property Watch
In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from my website. Once you have found some homes you like save those searches and sign up for property watch so new listings will be emailed to you. The best homes move fast. Make sure you're on top of the available inventory at all times so you do not miss out.
Have The Home Inspected
The last thing you want to discover after you have bought a home is that you have purchased a "money pit". By "money pit" I am referring to a home full of defects which will end up costing you a lot of money. Save yourself from future litigation by bringing in a licensed home inspector before you buy. If any problems are found the report will help you make an informed decision or negotiate a better price.
Sign up today for our free Monthly Market Report and keep tabs on the markets that interest you most! It’s easy to have the data you need delivered right to your in-box electronically. In your Monthly Market Report you will receive a market snapshot for the area you specified including detailed statistics provided by me. Search for homes, look for active real estate listings on a comprehensive map, or review the area’s market history by reviewing inactive listings. Your market report will be updated monthly for as long as you subscribe to our service! These updates are absolutely free with no strings attached.
Because this is our neighborhood also, we can provide you with detailed information about our communities, cities, and state. We have a clear understanding of the local market, and an excellent inventory of homes. We also have full access to our Multiple Listing Service (MLS) so you can shop online from the comfort of your own home. Make a list of the homes you want to see and we’ll tour them together.
Review zip code area market pricing details. Review area home and property listing details including size, amenities, number and types of rooms, renters vs. owners, and more. Get detailed community information based on reliable sources like the United States Census Bureau including demographics related to people, finances, housing prices and more. Examine common trends in pricing, days on the market, and local available inventory. Now is the time for you to keep tabs on the important markets that will influence your day-to-day life.